“What’s in your wallet!?” is the famous slogan marketed into this world by Capital One and I think it’s a very fascinating way of looking into a person’s life through the perspective of their wallet’s contents. I’m not referring to a person’s financial standing but what they keep in their wallet and the reasoning for each item. I remember when I was out with my coworkers one night and we decided to pour our wallet’s contents on the bar table. There were people with entire novels inside their wallets! Carrying every punch card they’ve received from all the eateries along with a random library card from a place they’ve visited only once. This contrasted with the minimalist who carried a money clip that had only one credit card, one debit card, his license, and $20 in cash. It was very enjoyable for me to take a peek at someone’s life through their wallet and how to correlated with their personality. Therefore I thought it would be a good post topic: “What’s in MY wallet”.
Here is a corny photo I took of 80% of my wallet contents.
This is the quintessential item I have in my wallet as it acts as my main form of identification and, more importantly, bears the responsibility of allowing me to consume alcohol.
I put my business card in the front in the case of an emergency where first responders might need to contact someone during business hours. On the back of the card, I’ve listed (2) emergency contacts. The main card in the front is laminated while I carry (3) regular business cards just in case I might need to exchange one with a new business contact.
Health Insurance Card
This is also for an emergency situation for when I might have to be taken to a hospital. Of course if it’s a life or death situation then take me to the nearest hospital! But if it’s not then please take me to a place that’s within my network! If you’ve ever had a health emergency then I’m sure you know how the costs can quickly become astronomical – I once had a 15 minute ambulance ride that cost $1,400!
College Student ID
This is just to show that I’m always a BEAVER! And to test my youthful good lucks trying to get that college student discount whenever I can!
$40 Cash and $8 in spare change
I went the longest time without carrying cash because I would only use my credit card. I learned the hard way that I needed at least some cash on me when I went to Cartlandia and all the vendors were CASH ONLY – I was so hungry but I couldn’t “afford” any food with my stupid pieces of plastic rectangles. I picked $40 because it’s a good amount when you’re in a pinch like needing to buy a decent meal for you and your date; geting a cab home or to a friend’s house when you’re too drunk; buying that awesome Domo Kun plushy at the flea market; or making a quick $20 bet on the spot that you can hit the goal post from the 18 yard box. The reason I carry $8 in two dollar bills is solely to give to homeless folks I cross paths with. My parents have always taught me to give to needy folks whenever I can and this is something I do as a small act of kindness. For $2 they can buy a Big Gulp and hot dog at 7-Eleven – a deal that I take advantage of whenever I get the opportunity!
It’s not shown in the photo but I always carry my debit card just in case I need to withdraw money from my checking account. The odd thing is I keep a very low balance in my checking account at all times – it’s usually below $75. My checking account balance is low because I believe I can maximize my money by putting it in other areas rather than letting it sit in a no-interest checking account. US Bank gives you a couple of designs to choose from for your debit card and I picked the Broncos one because Tim Tebow was playing for them when I got the card. However, as soon as I received the card the Broncos freaking cut him!!! I’ve been stuck with a Broncos debit card but I’m not even a fan……
I carry all eight of my credit cards with me (only 4 of my cards are shown – the sexy ones) because I put a small charge on them to prevent the credit card company from closing the account. My main card is the Chase Sapphire because the points don’t expire and I reconcile the points to get a big check when I’ve built up 10,000 points ($100). I constantly check to make sure all my cards are there because I don’t want to go through the hassle of losing a credit card and not “promptly” reporting it.
Those are the contents of what’s in my wallet. Hopefully you learned something new about me and the next time your getting drinks with your buds, take out your wallets and see what it says about them. Do this prior to getting wasted as you’ll most likely find out that several of your items are missing by the next morning.
What’s in YOUR wallet?!